Bad Credit Loans Secured Against Your Vehicle

Need cash fast but have a bad credit history? Don’t worry because Hock My Car can help. We don’t do credit checks as our fast cash loans are secured against your vehicle.

Fast Approval

Get your loan approved quickly without barriers.

No Credit Checks

Use your vehicle as collateral.

Secure Storage

Your vehicle is safely stored in our premises.

Flexible Loan Terms

Option to extend after 3 month period.

How Can I Get A Personal Loan With Bad Credit?

All you need to do to get a personal loan even if you have bad credit, is to apply for a cash loan from Hock My Car. We don’t conduct credit or background checks so, as long as you have a vehicle that you own outright, we can provide you with a personal loan.

Just give us the VIN number, proof of ownership and some ID documents and we can give you a short-term personal loan that you can pay back over 3 months.

We can provide a personal loan against any type of vehicle that you own including passenger cars, 4WDs, boats and motorcycles.

Easy Application Process

Simple and straightforward application process with minimal documentation.

No Hidden Fees

Transparent terms with no hidden fees or unexpected charges.

Improve Credit Score

Timely repayment can help improve your credit score, even if you have bad credit.

Use Your Car As Collateral For A Bad Credit Loan

When you need cash fast, we can supply you with a bad credit loan secured against your car. As long as you own your car outright and can prove it, that’s all the collateral we need to grant you a short-term cash loan.

During the term of the loan which is up to 3 months, we’ll store your car securely in our yard and once you’ve completed the repayments, you can come and pick it up again.

This is the fastest and easiest way to get some instant cash to pay outstanding bills, get some much-needed repairs done or gather the bond money for a new rental property.

Eligibility For Bad Credit Loans Against Your Vehicle

Once we’ve qualified you, all you have to do is bring your vehicle into our private car yard for secure storage until the loan has been repaid. We then provide you with the cash that you need for whatever purpose it’s intended.

As soon as the loan is repaid, you can come and collect your car from our secure yard.

Bear in mind that if you default on the loan, we will take ownership of your vehicle so that we can sell it to recover our costs. So, make sure that you’ll have the funds to make the repayments before you apply for a bad credit loan with us.

It’s easy and stress-free to get a bad credit loan against your vehicle. You are eligible if:

Fully Owned Vehicle

You own your car outright and it’s not currently under finance.

Proof of Ownership

You have proof that you’re the registered owner of your vehicle.

ID Verification

Pass our easy ID check.

Guaranteed Approval And No Refusal Bad Credit Loans

As long as you own a car that is unencumbered and you can prove ownership, your loan is guaranteed approval. We don’t conduct any credit checks, so your bad credit rating is never a problem.

But, taking out a bad credit loan with Hock My Car and paying it off promptly, might help to improve your bad credit history and get you back on the right track.

Need quick cash?

Apply now for a short-term loan with no credit checks and fast approval.