Loans For The Unemployed Secured Against Your Vehicle

A lot of lenders will not consider you for a loan if you’re unemployed. That’s where Hock My Car is different. You see, we use your car as security against the loan much like a pawnbroker would.

This means that we don’t need a stack of financial documents or to know how you’re going to pay back the loan. We’ll hold your vehicle as security until you’ve paid back the loan in full (including interest). In the unlikely event that you default on the loan, we’ll take ownership of the car so that we can sell it to recoup our costs. So, the onus is entirely on you to pay back the full amount of the loan if you want your vehicle back.

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I am interested in:

Hocking my car

Selling my car

Your details

Your Name*

Phone Number*

Email Address*

Loan Amount

I want to apply for a loan worth:*

Registration Details

Rego number*

State*

Car Details

Odometer*

Make*

Model*

Transmission Type*

Vin Number*

Make Year*

I understand that Hock My Car will hold my car as collateral for the duration of my loan.*

I understand that SCW Cars will hold my car as collateral for the duration of my loan.

I understand that Hock My Car will hold my car as collateral for the duration of my loan.*

I am aware the car needs to be in my name, with no finance and left at the SCW yard.

I give permission for SCW Cars to sign me up for future updates.*

I give permission for SCW Cars to sign me up for future updates.

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I have read and accept the Terms and Conditions

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Fast Approval

Get your loan approved quickly without barriers.

No Credit Checks

Use your vehicle as collateral.

Secure Storage

Your vehicle is safely stored in our premises.

Flexible Loan Terms

Option to extend after 3 month period

How Can I Get A Loan If I Don't Have A Job?

Even if you don’t have a job, you can still apply for a short-term loan at Hock My Car. You just need to fill in the online application form or give us a call so that we can walk you through the process.

We’ll then ask for your proof of identity and proof that you own the car outright. After you bring your car into our secure car yard, we’ll give you the loan amount either in cash or transfer the amount to your bank account.

Easy Application Process

Simple and straightforward application process with minimal documentation.

No Hidden Fees

Transparent terms with no hidden fees or unexpected charges.

Improve Credit Score

Timely repayment can help improve your credit score, even if you have bad credit.

Loans For The Unemployed Secured Against Your Vehicle

Because we use your car as security against the loan, we don’t need to check whether you have a job or you’re unemployed. If you need cash fast to pay some bills or do a training course, all you need is a vehicle that you own outright and that you’re willing to store in our yard for the duration of the loan.

Eligibility For Loans Against Your Vehicle When Unemployed

You can be eligible for a short-term loan (initial loan period of 3 months) by supplying us with some documents and allowing us to keep your car in our secure facility for the duration of the loan.

Once we’ve verified your documents and you’ve brought your car into our secure yard, we can forward you the total amount of the loan either in cash or as a deposit into your bank account.

The documents you’ll need to provide include:

Car Registration:

Your car’s registration certificate to prove that you’re the registered owner.

Finance Status Proof:

Proof that your car is not currently under any other type of finance.

Identification Documents:

ID documents for our 100-point identification check such as your driver’s licence, healthcare card or any other documents that show your name, current address and signature.

Guaranteed Approval And No-Refusal Loans For Eligible Unemployed Applicants

Whether you’re unemployed or have a job, as long as you can meet our eligibility requirements, have a vehicle that you own outright and are prepared to store it in our yard, you’ll be guaranteed approval of the loan.

Using your car as collateral is perhaps the easiest and only way that you can get a cash loan if you’re unemployed.

Need quick cash?

Apply now for a short-term loan with no credit checks and fast approval.