Low Income Earner Loans Secured Against Your Car

If you’re on a low income and you need some cash for emergency repairs, don’t stress because you can get a short-term cash loan at Hock My Car. As long as you have a car that you own outright, we’re happy to provide you with a loan even if you’re a low income earner.

We use your car as security against the loan with an initial term of 3 months to pay back the full loan amount.

"*" indicates required fields

I am interested in:

Hocking my car

Selling my car

Your details

Your Name*

Phone Number*

Email Address*

Loan Amount

I want to apply for a loan worth:*

Registration Details

Rego number*

State*

Car Details

Odometer*

Make*

Model*

Transmission Type*

Vin Number*

Make Year*

I understand that Hock My Car will hold my car as collateral for the duration of my loan.*

I understand that SCW Cars will hold my car as collateral for the duration of my loan.

I understand that Hock My Car will hold my car as collateral for the duration of my loan.*

I am aware the car needs to be in my name, with no finance and left at the SCW yard.

I give permission for SCW Cars to sign me up for future updates.*

I give permission for SCW Cars to sign me up for future updates.

terms*

I have read and accept the Terms and Conditions

Comments

This field is for validation purposes and should be left unchanged.

Fast Approval

Get your loan approved quickly without barriers.

No Credit Checks

Use your vehicle as collateral.

Secure Storage

Your vehicle is safely stored in our premises.

Flexible Loan Terms

Option to extend after 3 month period

How Can I Get A Loan If I’m A Low Income Earner?

To get a loan, even if you’re a low income earner and have been refused credit elsewhere, all you need is a car that you own which will be used as security for the loan.

To apply for one of our fast cash loans, simply fill out the online application form or give us a call and one of our friendly staff members will be able to assist you.

Easy Application Process

Simple and straightforward application process with minimal documentation.

No Hidden Fees

Transparent terms with no hidden fees or unexpected charges.

Improve Credit Score

Timely repayment can help improve your credit score, even if you have bad credit.

Loans Secured Against Your Vehicle If You’re A Low Income Earner

At Hock My Car, we will use your vehicle as collateral to loan you the cash that you need. All we ask is that you bring your car into our private car yard where it will remain securely until you’ve paid back the full amount of the loan.

So, if you need to take care of some urgent repairs or you have some medical, dental or vet fees that you have to pay, we can help you with a short-term loan to get you out of trouble fast.

Eligibility For Loans Against Your Vehicle If You’re A Low Income Earner

To be eligible for one of our short-term loans, you just need to provide us with some simple documents to get the ball rolling.

Once we’ve verified your documents, we’ll ask you to bring your car into our secure yard where it will remain until you’ve paid back the full amount of the loan (including interest). Here’s what we’ll need:

Ownership Verification:

The registration certificate of your car to show that you’re the registered owner.

Proof of No Finance:

Proof that your vehicle is not currently under finance.

ID Documents:

Identification documents that show your name, address, date of birth and signature so that we can verify your identity for our 100-point ID check.

Guaranteed Approval And No-Refusal Loans For Eligible Low Income Earners

We use your vehicle for collateral against your loan, so as long as you meet our eligibility requirements, you can be assured that your loan will be approved.

We don’t do any credit checks or ask for any proof of income. Because we have your car as security against the loan, the onus is entirely on you to ensure that you pay back the loan if you want to retain ownership of your vehicle.

If you happen to default on the loan, we will take ownership of your car so that we can sell it to recoup our costs.

Need quick cash?

Apply now for a short-term loan with no credit checks and fast approval.