No Credit Check Loans Secured Against Your Vehicle

At Hock My Car, we don’t do credit checks when you apply for a short-term loan. That’s because we use your vehicle as security for your loan. So, as long as you have a vehicle that you own outright and can prove it, we’ll be able to supply you with a loan.

"*" indicates required fields

I am interested in:

Hocking my car

Selling my car

Your details

Your Name*

Phone Number*

Email Address*

Loan Amount

I want to apply for a loan worth:*

Registration Details

Rego number*

State*

Car Details

Odometer*

Make*

Model*

Transmission Type*

Vin Number*

Make Year*

I understand that Hock My Car will hold my car as collateral for the duration of my loan.*

I understand that SCW Cars will hold my car as collateral for the duration of my loan.

I understand that Hock My Car will hold my car as collateral for the duration of my loan.*

I am aware the car needs to be in my name, with no finance and left at the SCW yard.

I give permission for SCW Cars to sign me up for future updates.*

I give permission for SCW Cars to sign me up for future updates.

terms*

I have read and accept the Terms and Conditions

Phone

This field is for validation purposes and should be left unchanged.

Fast Approval

Get your loan approved quickly without barriers.

No Credit Checks

Use your vehicle as collateral.

Secure Storage

Your vehicle is safely stored in our premises.

Flexible Loan Terms

Option to extend after 3 month period

How Can I Get A Personal Loan Without A Credit Check?

To get a personal loan without a credit check, all you have to do is provide us with the details of your vehicle including the VIN number and registration papers. If we can determine that you own the vehicle outright and it’s not currently under any type of debt arrangement, we’ll happily supply you with a personal loan immediately.

We’ll just need to do a 100-point ID check and get you to bring your vehicle into our secure car yard for storage until the loan is repaid. It’s a simple way for you to get the cash that you need without a credit check.

Easy Application Process

Simple and straightforward application process with minimal documentation.

No Hidden Fees

Transparent terms with no hidden fees or unexpected charges.

Improve Credit Score

Timely repayment can help improve your credit score, even if you have bad credit.

Use Your Car As Collateral For A No Credit Check Loan

Your car will act as security against your loan and will remain in our yard until you’ve paid back the loan amount. Once your debt is repaid, you’re free to come and collect your vehicle.

Initial loan duration is up to 3 months.

Keep in mind that if you default on repaying the loan, we’ll take ownership of your vehicle so that we can sell it to recoup our costs. But, if you pay back the loan on time, there’s nothing for you to worry about.

This is the perfect solution if you need to change rental premises and need cash for the new bond while you’re waiting to get a bond refund from your current rental.

Eligibility For No Credit Check Loans Against Your Vehicle

You can be eligible for a no credit check loan by providing us with the following documents.

Then, all you have to do is bring your car into our secure private car yard and we can issue you with the cash that you need. We don’t even have to know what you want the loan for.

Proof of Registration:

The VIN number of your vehicle.

Finance Clearance:

Proof that you’re the registered owner and that the car is unencumbered.

ID Proof:

Relevant documents for your 100-point ID check.

Guaranteed Approval And No-Refusal No Credit Check Loans

As long as you have a vehicle that you own outright and you’re prepared to have it stored in our secure car yard for the duration of the loan, you’re guaranteed approval of your loan without even a credit check.

Because we use your car for security against the loan, we don’t need to know your credit history or conduct any extensive credit checks. This is a bonus if you’re trying to raise your current credit score because the loan you receive from Hock My Car won’t turn up on your credit history records.

Need quick cash?

Apply now for a short-term loan with no credit checks and fast approval.